Many Types of Student Credit Cards
The benefits of a college student credit card are that they are very lenient with young people who have limited or no credit histories. In addition, the rewards and benefits are tailored for the college student lifestyles, offering benefits like 0% introductory interest rates, rewards and of course, cash back.
College student credit cards are a good fit for high school as well as college student.
There are many student credit cards with reward cards for college students. You can earn Thank You points per dollar spent at restaurants, bookstores (including Amazon.com!), music stores, movie theaters, and video rental stores. The typical places that college students spend money. Earn one Thank You point per dollar on all other purchases. Finally, you can obtain 25 Points every time you make your payments on time. Thank You points can be redeemed for gift cards as well.
• 0% APR for 6 months on purchases, cash advances and balance transfers
• Earn Thank You Points for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
• Earn one Thank You Point for every dollar you spend on all other purchases.
• Earn 25 Thank You Points for paying on time.
• 250-2000 Thank You Points twice a year for just maintaining a good GPA.
• Redeem points for gift cards, MTV events, and airline tickets.
• Possibly no Annual Fee
GAS Gasoline Rewards Student Credit Cards: Buy fuel using a gas rewards student credit card to earn 5% cash back rebates on fuel purchases.
“Business” Business Rewards Credit Cards: Businesses can get cash back of up to 5% on business related expenses like office supplies and computers.
Airline Miles Student Credit Cards: Accumulate frequent flyer miles and other bonuses by spending with a specific airline rewards card.
Cash Back Student Credit Cards: Get up to 5% cash back on your groceries, gas, office supplies, and food.
“Business Instant Approval Credit Cards: Get a decision on whether or not a company will approve you for a credit card instantly!
“Business Credit Cards for Bad Credit: Is your credit history less than perfect? It is OK; there are still companies that will give you a student credit card.
Student Credit Cards: Are you a high school or college student? Start building your credit history with a college student credit card!
“Cash Back” Student Credit Card Bonus Offers: These banks will pay you $50 to $150 in cash back or gift certificates for signing up for their college student credit cards.
When you get into college, the first thing you should do is obtain a student credit card. Most importantly, it helps you start to build your credit score and history. Secondly, it teaches you how to manage the risks of buying yourself expensive things while you still have your parents to fall back on.
I know people who did not start building their personal credit until after they graduated college, and they are in a bad position because their credits are so low that they cannot really handle the financial burdens of after college life.
Student credit cards.com @ October 7, 2008