Featuring student credit cards and college student credit card
applications from leading companies, including the
following cards located on this site. Take your time and
compare offers before applying. Cards are listed in
order of popularity on this site.
Please remember, credit cards are not free money. They are
to be used responsibly, with a budget plan. Misusing
credit cards can damage your credit history, which can
make you have a negative credit score on your credit
report. Student credit cards require monthly payments,
while you're in college.
It is also very important to understand that using a
credit card in a responsible manner, in conjunction with
a planned budget, can help in building a good, positive credit
history. To your right are cards for those with any type
of credit, good credit and excellent credit. Thinking of an alternative to a credit card? Private student loans
most often do not require repayment until six months
after graduation. You might be able to save money
in interest with a
private
student loan instead of a credit card. Explore your
options and educate yourself when applying for any credit based product.
Try searching google
for: private student loans.
TIP: Pay off your student credit card balance in full
each month when possible. Charge only what you can
afford to pay off when the bill comes in every month.
TIP2: Carefully take time when you compare student
credit cards. When you compare cards closely you're likely to
find the student credit card offers that you favor and
want. Do not apply for a credit card just because, apply
for student credit card only if you're credit educated.
Do not overspend and avoid late fees by paying your bill
seven days before the due date, or set up auto debit
from your banking account.
TIP 3: Do not let others use your credit card, not even
family or friends. This includes keeping your credit
card number in a secure place. If you misplace or lose a
student credit card then contact the credit card company
immediately. Also, if your student credit card is
stolen, report this to the credit card company first
thing.
TIP 4: Don't apply for a credit card simply because it
is being offered to you. It is often best to apply when
you are seeking a student credit card yourself, when you
decide to; not because a card company has come to your
college campus to entice you to apply for their credit
card without providing you with a choice of cards.
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