Visa Student Credit Cards

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Visa Student Credit Cards

If you are a college or university student, then Visa student credit cards are great ways to build a good credit history. As a student, your main priorities are your grades and studies, along with extra curricular activities. Apart from that, you also want to have fun. But one thing that you may haven’t realized is that this is the right age for you to become financially responsible. After stepping out from college, it would be the time for a job. So you need to be financially responsible and learn how to manage your expenses.

There are many benefits of Visa student credit cards that you get if you are a student.

1. When you get your own Visa credit card, you become more responsible and you start learning managing your expenses. You will learn how to manage credit, and build a god credit history. This will help you avail loans when you step out of college.

2. Visa student credit cards can help you understand how transactions should be handled. You can learn how to pay for things in a secure and safe way.

3. Your parents might want to set low credit limits for security reasons. This helps you spend money on important things like gas, books, or any emergency expenses.

4. Though the companies offering Visa credit cards to students may not give you the lowest rates of interest, but they still are quite competitive. So you get the least finance charges as you apply for balance on your next due.

5. There are many Visa student cards that give several bonus, rewards or privileges that might be advantageous to the student.

Swipe with care
When you avail the Visa student credit card, make sure you follow these following points:

1. Pay right on time
This card would help you build your credit history, so make sure that you pay all your dues on time. In case you are moving or changing your number, inform this to the credit card company so that you can receive your bills on time.

2. No extra credit
You might apply for extra credit because it will help you buy more. But the more credit you have, the more you will have to pay. Keep this in mind while applying for extra credit.

3. No cash advances
Cash advances do not come at the same rates as your swiped purchases. Their interest rates are generally higher than the interests on purchases you make. So try to avoid cash advances as far as possible.

So make sure you take care of all these points that can land you in trouble if you do not pay attention to them. Since it will be your first card, you might feel the urge to go shopping and to spend a lot. But keep in mind that you will have to pay for whatever you spend, and you also have to pay the interest on it. So the moral of the story is to be responsible if you want to enjoy your financial freedom.

Citi Forward® Card	$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee*
Credit One Bank® Visa Platinum Card	Pre-Qualify for a Visa credit card without affecting your credit score Get a starting credit line up to $1,500 No enrollment fee No over the credit limit fee Choose your card design from our premium gallery
VISA® Platinum from Credit One Bank	Get Pre-Qualified in less than a minute Includes online access to your monthly Credit Score Platinum Status Automatic credit line increase reviews Pick your own payment due date Monthly updates to all major credit bureaus Travel Accident Insurance Auto Rental Collision Damage Waiver
Orchard Bank Visa Cards	Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment Knowledgeable customer service representatives to assist you with questions or concerns
Citi Forward® Card	$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee*
Simmons First Visa® Platinum Rewards	Excellent Credit Required - Applicants that do not have excellent credit will not be approved Low 9.25% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants No Annual Fee
Pink ACE Elite(TM) Visa® Prepaid Card	As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection. Free Direct Deposit - paychecks are available up to two days faster* Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan* No credit check, No application fee, No obligation* Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Citi Forward® Card for College Students	No Cosigner required APR reduction on purchases when using credit wisely 100 ThankYou Points each billing period that you pay on time and stay under your credit limit Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
mPower™ Visa® Prepaid Card	Fast, easy application - No Credit Checks $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit Quick and Safe Access to your Money Easy Online Bill Pay No Minimum Balance
Iberiabank Visa® Platinum Card	No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points. Turn your points into hotel, gift, or experience rewards Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. Online access to credit card account information
Iberiabank Visa® Gold Card	No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information
Iberiabank Visa® Select Card	Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information Low Annual Fee of $35.00
Iberiabank Visa® Classic Card	No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Online access to credit card account information
Green Dot® Gold PrePaid Visa®	$0 Activation Online - with no credit check Access over 18,000 MoneyPass® ATM's Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) No Monthly fee for any month with at least 30 purchases No Transaction fees on US purchases No Overdraft fees No Minimum balance required
READYdebit Platinum Visa Prepaid Card	Get Your Premium Benefits: Exclusive Rewards Program Free Credit Score Tracker Easy Mobile Banking and Text Alerts Easy Online Bill Payment & Check Writing Free Direct Deposit - paycheck, benefits, tax refunds No Credit Check*, no Overdraft Fees or Balance Minimums Reloadable up to $10,000 Max Balance
AccountNow^® Prepaid Visa^® Card	$0 Monthly Fee 100% Guaranteed Approval* - No Credit Check No Minimum Balance Free Direct Deposit and Online Bill Payment Now with Purchase Rewards Perfect for Occasional Usage
Account Now Gold Visa^® Prepaid Card	100% Guaranteed Approval* - No Credit Check $0 Activation Fee $25 bonus with Free direct deposit§ Shop online & Pay bills online Up to $10,000 balance limit Deposits are FDIC insured
ACE Elite^TM Visa^® Prepaid Card	A card with benefits that matter to you No credit check, No application fee, No obligation No-Fee Cash Withdrawals at ACE locations* Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees* Free Anytime Alerts^TM - Get your balance and transactions via text or email* Free Savings Account - Receive 5.00% APY* Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Applied Bank® Secured Visa® Gold Credit Card	Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000 Guaranteed Approval Regardless of Your Past Credit History 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late Highest Ratings for Financial Strength and Security in the Country
KLS Prepaid Visa® RushCard	100% Guaranteed Approval* - No Credit Check Free Direct Deposit - sign up now and have a safe place to put your tax refund Only card that lets you change your fee plan whenever you want to Free prescription discount card Easy Bill Pay - pay bills, rent, or write personal checks Card to card transfers
Prepaid Visa® Black Diamond RushCard	100% Guaranteed Approval* - No Credit Check Free Direct Deposit - sign up now and have a safe place to put your tax refund Only card that lets you change your fee plan whenever you want to Free prescription discount card Easy Bill Pay - pay bills, rent, or write personal checks Card to card transfers
Prepaid Visa® Purple Diamond RushCard	100% Guaranteed Approval* - No Credit Check Free Direct Deposit - sign up now and have a safe place to put your tax refund Only card that lets you change your fee plan whenever you want to Free prescription discount card Easy Bill Pay - pay bills, rent, or write personal checks Card to card transfers
Prepaid Visa® Pink Diamond RushCard	100% Guaranteed Approval* - No Credit Check Free Direct Deposit - sign up now and have a safe place to put your tax refund Only card that lets you change your fee plan whenever you want to Free prescription discount card Easy Bill Pay - pay bills, rent, or write personal checks Card to card transfers
NetSpend® Visa® Prepaid Card	100% Approval - No credit check needed (ID verification required). Get your paycheck, government benefits and tax refund faster with free direct deposit New - Get rewarded with NetSpend Payback Reward^TM options. Real-time account activity alerts to your mobile phone. Funds are FDIC insured up to the current coverage limit (ID verification required).
UPside Visa® Prepaid Card	Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise) Free Direct Deposit from employers or deposit cash at 50,000 retailers Write personal checks online: easy to pay rent or other bills Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking
Wired Plastic^TM Visa® Prepaid Card	Get a pink ribbon Wired Plastic Card today, and it will automatically donate a percentage of your signature purchases to help the fight against breast cancer. Accepted everywhere VISA is accepted No Credit Check, Income requirements, or bank account required Free Online Access to Account Free Mobile Alerts - Text to your mobile and email Free Bill Pay Service - Pay Anyone Online or Over the Phone Free Rewards Program - Earn 1 point for every $1 spent Free Direct Deposit - Eliminate check cashing fees
Platinum Zero® Secured Visa® Credit Card from Applied Bank®	Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000 Zero - 0% Fixed APR on Purchases - No Intro Rates Zero - 0% Rate Won't Change - Even If You're Late Zero Application Fees Zero Worries - Free Personal ID Theft Protection
Applied Bank® Visa® Business Card	Less than Perfect Credit? No Problem! Easy Approval Sole Proprietors and Entrepreneurs Welcome - No Business Too Small Perfect for Your Everyday Business Needs Have a Hobby or Interest? Take it to the Next Level

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